Anyone who drives a car needs good quality auto insurance before they hit the road. What kind of coverage do you need? What limits should you get? What the heck is auto insurance jargon really mean? We hope to clear all of this up for you with the information below.
Auto Liability Coverage
This type of auto insurance coverage is meant to protect and insure you for damage that you cause to other people or property in an auto accident. If you hit Aunt Sally in her old Buick your liability coverage protects her from suing you and getting money from your own personal bank account or assets.
When shopping for a car one of the things you will need to consider is your car loan. How do you know which loan is best? How do you know you are getting the best deal possible? The best interest rate? We are here to walk you through this process. By following the simple guidelines below you can get a loan that you will be happy with.
How Long Will You Be Financing?
One of the choices you will have is loan term length. There are several options here and much depends on the size of your loan. There are usually options for 36 month, 48 month, 60 month, and even sometimes 72 month loans.
We love cars more than our wives, kids, jobs and food…..
Yeah, we really do….
(At least the part about our wives)
Are you looking for ways to make some extra cash while being out and about on the open road? It sounds too good to be true right, but there are a number of ideas that everyday people can run with to use their car and earn some extra cash, so today let’s look at what I like to call “Dumpster Driving”.
This is not “Dumpster Diving”, which involves going through dumpsters to find stuff you can sell or swap. This is something totally different, and in fact it does not involve going in a dumpster or even renting out a dumpster like these guys from Pro Dumpster Rental.
Dumpster Driving basically involves starting a small business where you go to people’s house or garage and remove any unwanted stuff, either for a small fee, or for free. The reason people love this service is because they can have their unwanted garbage removed without even lifting a finger. No more weekend trips to the dump!
To get the word out you can use flyers, posters, social networking and any other cheap and simple forms of advertising that work for small local part time businesses.
When you pick up the rubbish from the customers house you can take a look through it to see if there is anything that can be sold as is, or refurbished. This is where most of your money will come from. People will often throw away items like old office desks, chairs, coffee tables and the like, but these are worth something to someone so once you have these in your possession you can decide if you will take it to the dump or if you will take home.
For the items you decide to take home the best way to offload them is to list everything on EBay. Since you picked up the stuff for free (or you were already paid to take it) you can really accept any price at all.
The final kicker to this small business idea is that along with your EBay listing you can list that for a small fee you will also deliver the item to their door for them. This means that people can not only pick up some cheap second hand furniture, but they can also have it delivered to them very cheap!
If you like driving and the freedom of being out on the road this is a great way to also earn some extra cash.
Going on a cross-country drive can be one of the most exciting adventures you will experience in your life. With a country as expansive as the United States, the allure of a long road trip that allows you to see different landscapes and visit various cities along the way is hard to resist. However, before packing your bags and hitting the road, there are certain preparations you have to make that will help make your trip worry-free and more enjoyable.
The first step in planning is determining where you want to go and how long your trip will be. Depending on your schedule, this can be a few days to a few weeks. Based on these decisions, you can plot your routes. In doing so, don’t just choose the main highways and interstates that can take you to your destinations at the fastest time. Remember that the point of cross country driving is enjoyment and a major part of this is discovering out-of-the-say sites and stops at famous landmarks and attractions; hence, make room for these discoveries and tourist sites in your travel plan.
Long drives also mean you and your family will be gone for days. Make arrangements to secure your home properly before you leave. Your trip will not be fun at all if you are always worrying about your belongings back home. Securing your house is especially critical if your trip will keep you away for several weeks and if you live in an area with a relatively high crime rate like Los Angeles. You can install a sophisticated security system to solve the problem but this can be expensive. A more hassle-free and cheaper alternative is to put your more valuable belongings like art and antiques in temporary storage in a Los Angeles self storage unit like the ones found here. If an off-site storage facility is not for you and prefer to store your belongings near a friend or relative’s place, you can also choose a Los Angeles mobile storage unit, like these. With temporary storage, you can be sure that your articles of value will be safe while you are gone.
With your travel itinerary mapped out, make reservations at lodgings where you plan to spend the night. Cross-country driving can be very exhausting and you need to sleep comfortably at the end of the day. Bear in mind that if your trip falls on vacation time, you might need to book months in advance; specifically in areas frequented by tourists. If the bookings you made are confirmed, print these out and bring them with you in case a hotel loses your reservation.
It is also important to budget your trip carefully. Know how much you will be spending on lodgings, meals, gasoline, admission fees for parks and other sites as well as other miscellaneous expenses. Make an additional allowance for petrol costs in case you get lost and have to drive a longer route. Also, set aside a certain amount for emergencies. Once you have determined your daily budget, stick to it since running out of money can turn your dream drive into a nightmare.
Your cross-country drive will involve a lot of driving, so make sure your vehicle is drive-worthy. Nothing can ruin a drive more than a car that breaks down. Have it checked and tuned up before the trip and bring along the necessary tools for simple vehicle maintenance like tire or oil changes.
Cross country drives can take a lot of resources and effort to organize but with proper planning, it can be a wonderful adventure for you and your family.
Driving a powerful sports car fuels some people’s need for speed. There’s something that’s simply exhilarating about whizzing past buildings and trees – it’s the rush of adrenaline, it’s the power in your hands, and the thrill of being one with your vehicle.
Ask any driving enthusiast and this is what they’ll tell you when asked why they do what they do. However, there’s another aspect about driving a cool vehicle: it’s a status symbol. Admit it or not, the kind of vehicle you’re seen driving reflects on your status in society. Undoubtedly, this is one of the reasons why cars are deliberately pimpled up and glammed all over – it is meant to be paraded or displayed. Imagine lowering the windows of your brand new sports car or luxury cars and being seen by the people you grew up with or your former workmates. Better yet, if you drive into your old neighborhood and the people who used to make fun of you see how much you have changed and how “loaded” you now are, they will start looking at you differently.
The Luxury of the Limousine
Sports cars are one thing, but perhaps the real lap of luxury is arriving in a limo. It can be your own or you can just rent one for the occasion. Either way, being chauffeured around in a luxurious limousine is synonymous to being rich and opulent.
There are different kinds of limousines that you can rent, and it all depends on what occasion you will be using it for. If you’re out to impress your lady love and you don’t want to be bothered with driving the entire night, you can rent a classic limousine with your very own chauffeur. You can start the evening with champagne and music even before you get to the restaurant for your date.
Alternatively, you can arrive at a party or exclusive function in a stretch limo. The stretch limo is what Hollywood dreams are made of given the fact that it is mostly celebrities who are seen stepping into the red carpet from out of these. There’s the elegant black stretch limo or the classy and very sophisticated white limo. Surprisingly, there are also pink limousines for rent nowadays, and these cater to the younger crowd of party girls.
Party Like a Rockstar
When you inquire about limo rentals, you will be surprised to find out that there’s such a thing as a limo bus. Yes, it’s a mind blowing concept, but it’s a specialized limo that has its own dance floor and drinks bar and can accommodate a crowd of party people. Whether or not you’re into the party bus thing or you just want to ask about limo rental prices, you can visit http://www.rentalforce.com/limos.php for in depth information. Rental Force Limos comes in highly recommended from fellow driving and car enthusiasts. They are reliable in terms of service and their cars are kept in great running condition. This is something to ponder on if you’re teenaged kids are going to prom in a limo.
Additionally, you can visit this link in case you’re interested to find about equipment rentals for your business.
Nothing beats the smell of a new car. Except maybe sitting in a refurbished vintage masterpiece! Cars are an art all to themselves. They are a powerful machine made to look exceptionally beautiful. They also get most of us from point A to point B. They allow us to travel easily and efficiently. We have come to accept “cars” as the most common form of travel in our lives. It’s important to always keep your paperwork in order when you finally decide to purchase your own vehicle. I remember when my niece got her first vehicle. I informed her all about the “responsibilities” of driving and ways to be a safer and more effective driver.
Covering the Basics
I told her all about how to be a safe driver behind the wheel. Always check your mirrors and adjust them when you first get into the vehicle. Make sure your oil is at a good level and if you aren’t sure… pull into a local gas station and ask a professional to check it for you. Don’t make a habit of “cruising around” on empty. You never know when you’re going to need a gas station and you don’t want to be stranded somewhere! I also told her the importance of not being an aggressive driver. No matter how good you are behind the wheel we are all in this together! You need to prepare for another driver not paying as much attention as you are.
What I Overlooked
What i forgot to tell her about was the importance of having a back-up key. There are plenty of hide-a-key boxes that can be put underneath you care of vehicle in a hidden place. I should have told her that it was a good idea to invest in this little gadget. Instead, I was woken up to a call at 2 A.M. My niece was stuck in a bit of a pickle with no key hiding anywhere underneath or near her vehicle. Luckily, we did a Google search for “Locksmith Southampton” and visited this website to call an emergency locksmith for her. The locksmith arrived in a half hour and was able to get my niece safely back in her vehicle.
Next time I bestow my “car wisdom” upon anyone, I will make sure that having a local locksmith’s number on hand is my first priority!
It's definitely not an easy feat to be a heavy truck driver. Whether you're merely transporting goods from one warehouse to another or moving furniture and home items for families who are transferring houses, it's a huge responsibility to ensure that everything and everyone on board are safe throughout the journey and that you also won't be harming any people on the road.
Be in Good Shape
Before heading out to work, you need to ensure that you're in good shape. It's essential that you get enough rest and sleep before operating your truck. Don't make yourself go hungry as well.
Inspect Your Vehicle
It's not only you who has to be in good shape. The same goes for your vehicle! Hence, you must make sure to examine it for any damages or malfunctioning parts. Inspect the brakes most especially.
You need to report anything suspicious that you find and definitely double-check with a qualified technician before moving out to the road. After all, you don't want to be risking your own life as well as endangering others.
Remember Safety Precautions
When driving, you have to ensure that your seatbelt is fastened securely. It's of utmost importance that you focus on all the safety precautions you learned from your training. For instance, it requires great skill and care to make turns, move backwards, and park so you should always watch out for the blind spots around your vehicle.
A lot of road accidents involving trucks happen in these danger zones that drivers neglect to be extra cautious about. No matter how comfortable you've become in your driving, you have no excuse to operate the vehicle as if it's an ordinary car.
Keep Your Distance
Always stay at a safe distance from other vehicles and from the sides of smaller roads. Whether you're carrying long and heavy containers or smaller ones, it's crucial to move slowly and maintain a distance with sufficient allowance for unexpected stops.
If you or your company is in need of 40 foot containers for shipping, storage, and other purposes, visit http://www.40footcontainers.com today.
Naturally, you need to avoid distractions while driving— music played too loud, a talkative companion, calls on your cellphone, stressful thoughts. You must train yourself to brush them aside for the time being while you're on the road or even just maneuvering the truck within a yard or compound.
Slow Down in Construction Sites
Always slow down and take extra care when approaching construction sites and highway road works. Oftentimes, big and heavy trucks get into accidents in these zones. To ensure that you're not one of them, you have to be more alert and cautious.
Keep these important tips in mind each day that you set out to drive a huge truck or even a lighter one. After all, safety must always come first for any driver.
People spend all kinds of time worrying about important car safety features like seat belts, airbags and crumple zones, but comparatively smaller amounts of time worrying about what keeps them on the road – their tires!
Your tires are one of the most important safety features on your car because they keep you from getting into accidents, rather than protecting you once you get into one. If you neglect them and ignore the warning signs that you need new ones, well, you just may get to test out how safe your seat belts, airbags and crumple zones are.
So When Should You Buy New Tires?
There are five general warning signs that you need to look out for. They are pretty routine with every car tire as each tire is much like another. Watch out for the following and you’ll stay safe.
Tread depth decreasing
The tread of your tire should never be below 1/16 of an inch, or 1.6 millimeters, in depth. This is because those grooves are there to help you when you drive on wet or slick surfaces. If it rains where you live, which is pretty much everywhere on Earth, you need to keep putting on tires with good tread depth.
Tread wear indicator bars begin to appear
Every set of tires will have little grooves built into the tread itself. These will be thin cuts that run inside each raised tread piece. When you first get your tires you will not be able to see them very easily. As the tires wear down the indicators become more and more noticeable. For an attentive car owner, they will change their tires as indicated by this feature, rather than waiting for the sign above to become a problem.
The sidewalls becoming cracked and weathered
You don’t have to look to the tread alone to see that your tires are getting old. The sidewalls will begin to show cracks which can leak out air and cause your tire to go flat quickly. Worse yet, it could be a sign that your tire is ready for a blowout – you want to avoid this and avoid seeing how good your airbags are!
Blisters and bulges on the tire
When the outer layer of the tire begins to weaken it will start to bulge, like a blister on your skin. This is a weak spot in your tires sidewall and can lead to a very sudden blow out. It is common for a bulged tire to blowout at the worst possible time – during high speeds on the freeway.
Your tires vibrate while driving
This warning sign that you need new tires isn’t about a visual inspection, it is about feeling. Being in tune with your car, knowing its characteristics and paying attention to it while driving will help you notice this.Feeling a vibration in your tires can mean one of two things most of the time – your tires are misaligned or unbalanced, or your shock absorbers are about to go. Both of these will worsen your tire in other ways, causing you to need to see a mechanic and get new tires even sooner.
There are many things that can happen when driving an automobile. But one thing many people don’t consider is, their car catching on fire. Although it may seem rare, it happens more than you may realize. Approximately 17 car fires are reported every hour of every day, and you should be prepared to handle the situation, should it happen to you.
Facts about car fires:
– The majority of car fires begin in the engine compartment. This is where the majority of the car’s working parts are, which makes them more susceptible to fires. There is a firewall built into cars, between the engine and the passenger area. It has been put there to protect you; however, it only allows a certain amount of time or you to escape the dangerous fire. Be aware that the firewall does not protect against noxious fumes from entering the car and injuring, or even starting a fire inside the car.
– Most cars consist of about six flammable liquids in them, especially gasoline. There are also several flammable solids that can explode or catch on fire at any time. During an accident, the car is much more susceptible to an explosion with a fire following.
– Design flaws happen. Every now and then, a design flaw can be the reason for a spontaneous fire. If this is the case, the company may be held responsible for the fire and/or damage. Every car company has had to recall some vehicles due to design flaws.
– There are such things as: Oil or other fluid leaks, bad or loose wiring, blown fuses that blow often and repeatedly, rapid changes in such things as: fuel levels, oil levels, and the engine temperature. Bad hoses, even a missing cap from the oil filter.
You should always know the signs and symptoms of a car fire. For instance; if there is the hint of the smell of fire or smoke, pull off the road, stop, and get out of the vehicle immediately. Make sure everyone else is out. Flag down help. Alert oncoming traffic and call emergency help. Also make sure you get your “fire facts” straight depending on your situation. For instance, if you are a race car or other high risk driver, make sure you get some sort of fire safety training program.
One thing many people make the mistake of, is trying to put the fire out them self. Never do this. Opening the hood of your car can get the fire to ignite bigger – out of control. Why is this important? Accidents that involve fires can have some really bad consequences in the form of human injury and even death. Don’t risk it! Make sure that when a fire is present you don’t try to put it out yourself. Call the fire department and 911 – it’s only a car it’s not your life.
Things you should do:
While some car fires occur in collisions, they are more often caused by problems with a vehicle’s electrical or fuel system. You should have these systems checked every time you get service on your vehicle. You should also look for potential warning signs on your own, in between service calls:
– Fuses that keep blowing regularly.
– Oil that has spilled under the hood of the car and is what’s left from an oil change.
– Any type of cracked or loose wiring. Especially wiring that has exposed metal.
– If you hear loud sounds coming from the exhaust system.
– Quick or rapid level changes in the oil levels, or temperature of the engine.
– Check for a missing cap from the car’s oil filler.
– Check for any broken or loose hoses
The number of Australian Citizens traveling globally on business and personal visits has been on a continuous rise in the last few years. Globetrotting Australians have realized the importance of having comprehensive car rental insurance as they are required to rent a car in which ever destination they land. The car rental insurance chosen should be acceptable in most of the countries and come with the needed coverage for damages caused to the rental car. There are a number of car rental insurance providers available for selection. While choosing a car rental insurance, one has to evaluate the main coverage options available as part of the car rental insurance plan.
Car Rental Collision Coverage
Collision coverage takes care of the expenses related to repairing the physical damages caused to rental cars. It comes as a primary coverage option, which means that the car damage gets activated without the need to quote the auto insurance carrier information.
Car rental collision coverage usually consists of the following components.
- Rental car primary physical damage coverage
- Coverage applicable and acceptable anywhere in the world
- Quick and easy claims resolution
- Flat Low daily rate
Rental Vehicle Excess Reduction coverage
Excess reduction coverage would cover the cost of repairing the rental vehicle, if the rental vehicle is involved in a motor vehicle accident during the journey. Excess reduction coverage would also cover for the damages caused to the rental car when it is not in use and parked in a proper parking space. Excess reduction coverage would also come in to effect, when the rental car gets stolen from its parking space or from a temporary parking space in the middle of a journey. Rental Vehicle Excess reduction coverage can cover losses up to a maximum of $4000.
Luggage and Personal Effects coverage
When traveling in a rental car, if the insured person loses his/her personal belongings or the belonging gets damaged, Luggage and personal effects coverage would cover the losses suffered. The maximum coverage available under this option is $1500.
Need for an Experienced Insurance Litigation Lawyer
If the insured person feels that the settlement amount proposed by the car rental insurance company is way too less than the offer promised at the time of taking the rental car insurance, the best option would be to seek the help of experienced litigation lawyer in Australia. The insured person can also seek the guidance of Australian Solicitors, if the rental car insurance provider disputes the claims made. Experienced Litigators would be able to assist the aggrieved party by analyzing the matter and force the insurance provider to come to an agreement on claimed amount, by using all their dispute resolution skills.
Rees R & Sydney Jones is one such litigation solicitor dealing with a number of insurance dispute claims including the claims related to car rental insurance. By getting in to their website, the person fighting for his/her just claims can request an appointment with an insurance claim solicitor working with Rees R & Sydney Jones. The option to request for an appointment is available in the Litigation section of the Rees R web site.
Nascar is a sport that’s become extremely popular in the United States as well as overseas. Nascar drivers spend a lot of time behind the wheels of their cars, and from the casual eye, it seems like they basically just make really fast left hand turns all day. Other than the occasional accident, anyone that doesn’t actually watch Nascar regularly, may not think it’s very exciting or requires any inherent amount of skill to master the craft.
All I can say is – “On the contrary.” Nascar driving not only requires an immense amount of skill but it requires an EXTREME amount of stamina, endurance and requires that the drivers are incredibly physically fit. Overweight drivers will not only suffer from slower lap times due to the excess weight that they carry, but they will run extreme health risks due to the intense conditions that Nascar drivers face while inside their cars.
Turning the wheel of a Nascar at close to 200 MPH speeds is basically like trying to turn a 45 pound Olympic weight while getting thrown into a corner at some of the fastest vehicle speeds on the planet. People underestimate just how much effort it actually takes to turn a wheel of a car that’s moving at that velocity. It’s extremely difficult and generally requires that the driver been in absolute top shape in order to maneuver the car in that fashion for over 200 laps depending on the track.
In order to maintain the appropriate level of strength and endurance required, many nascar drivers will resort to fitness supplements in order to help them get stronger, leaner and more resistant to adverse conditions through being in top shape. Advocare is a large fitness supplement provider and typically sponsors larger Nascar events as well.
Most Nascar Drivers make enough to afford a personal trainer and probably nutritionists as well, so they do have an advantage over the average guy or girl just looking to drop a few pounds here or there. They usually get setup with an extremely rigorous strength training program and make sure that they stick to working out several times per week to maintain their level of fitness so they have an edge over the competition. They typically focus on strength training programs that will help strengthen their arms, core, back, chest and legs. Typically these are compound exercises that work their entire body so that they are better prepared. Maintaining their routine is only half of the battle though, and many drivers do resort to supplementation to meet any nutrient deficiencies they may have. Many drivers take products that help them recover quickly and build stamina. You can find some great product reviews on some of these products by checking out this site here:
Another thing worth mentioning is the endurance factor that most people forget. Nascar Drivers have to sit through and deal with extremely difficult environmental conditions. They have to deal with extreme heat at almost all times due to the amount of protective clothing they wear and they often do this in outdoor temperatures that exceed 100 degrees on top of it. Having a proper diet and making sure they get the required nutrients to stay healthy is essential.
Next time you look at a Nascar Driver, I’m certain you will now have a better perspective on the training rigors that they have to deal with on a daily basis.
If you really love vehicles, from their feel and look to how they ride on the road, and more importantly you understand exactly what is going on under the hood, the chances are that you need to find out how to become a mechanic. For many people, the progression to working as a mechanic normally comes from a long-lasting interest in all things related to cars. Working as a mechanic is not as simple as simply going to a meeting and revealing your interest in becoming one, however. Working to become one takes work. Follow the 4 simple steps ahead, consisting of getting involved in a car mechanic apprenticeship and attending car mechanic courses, and you will be well on your way getting to your dream job.
Keep Your Science and Mathematical Marks up in Senior high school
Science and maths do not need to be your favorite topics, however it is important to get good scores with them if you want to end up being a mechanic in the future. Both instructional disciplines manifest themselves throughout the everyday work day of the mechanic, and strong background knowledge in these subjects will assist you to comprehend not just how the systems in vehicles work, but also why they work. On top of that, high marks in math and science will be of great help when it comes time to enroll with an automobile mechanic course, permitting you to obtain the very best possible education for future success.
Find an Automobile Mechanic Apprenticeship
Among the very best means to get a feel for exactly what it’s like to be a mechanic is to find an automobile mechanic school. These programs can in some cases be part of your school, or if not in your school they can be found by searching online or going to mechanic shops close to you. Taking an apprenticeship will allow you to validate that the career is for you, while at the same time providing you with a chance to broaden your knowledge prior to taking the next steps toward ending up as a mechanic. While you are involved in the apprenticeship, take the opportunity to ask any questions you might have, both generally about the occupation and specifically about details of working on cars. The odds are if you have a question, the individual you’re working under had the same question when they first started out.If you would like to read up on it than visit howtobecomeamechanictoday.com
Enroll in Car Mechanic Courses
After you complete your auto mechanic apprenticeship and have developed a strong base of knowledge, it’s time to enroll in auto mechanic courses. These courses will instruct you well about all the ins and outs, of automobile mechanic work. And as with the apprenticeship, this is a great time to ask any questions you could have, so you don’t have to worry about not knowing what to do when you run into a problem.
All in all there are always pros and cons when it comes to any profession, so what are the pros and cons for the mechanic?
1. Doing work on your own cars. Some who now knows cars you will be able to tackle any problems your vehicle might have, which means you will conserve money by doing the work yourself. Furthermore, you can buy and repair older vehicles and sell them for revenue.
2. Great location to start for introducing your very own store.
After you become good enough you will have the chance to open your own workshop. This will require not just technical skills but additionally people friendly qualities that you will need a lot when taking care of customers.
3. Employment stability.
As more people are driving older cars these days their older vehicles require even more repairs and maintenance. By becoming a mechanic you will always be assured a place to work provided that you possess the correct abilities.
1. Costly resources.
The equipment required for you to get the job done, are expensive. Initially most of your salary will go to your tool collection. It is quiet a large dent in the pocket, but it will pay off eventually.
2. Entry-level wage is relatively low.
When becoming a mechanic, you will notice that you don’t earn what you normally what you will earn. Depending where you live and past experience the incomes may vary separately for each person but normally they tend to be anywhere from $8 to $15 per hour. If you need a high paying job instantaneously, this might not be the career path for you.
3. Long hours and constant training.
Quick paced mechanic shops are usually filled with cars and stay open to please customers. Prepare to work nights and weekends. In addition, with all the changing innovation in cars a mechanic will need to constantly retrain themselves. As a mechanic you will need to retake the ASE exams every 5 years in order to maintain your certification. This training costs money and typical courses cost in the region of between $500 to $2,500.